A relationship for life
Financial security in retirement is a goal everybody strives to achieve, therefore, preparing for retirement should be a top priority. With the enormous amount of options for individuals to choose from it can be confusing and a very complicated task, but this need not be the case! Help in the form of a professional, qualified financial advisor is not far from hand. Carrick’s advisors are trained to assist you to make the right decisions regarding your retirement planning.
Financially secure individuals understand the importance of planning for their retirement in advance; they also understand that “autopilot” is not an option when it comes to post retirement planning!
Life is unpredictable and you may be faced with unforeseeable events or circumstances after retirement. This is something that might differ from one individual to the next, but the goal is the same – to retire comfortably and not need to worry about finances once you have retired (or put another way, to ensure you outlive your money!)
A good rule of thumb is to assess your financial situation every year, so that you can make the necessary changes to your investments, spending and savings. At Carrick, our relationship extends beyond the date of retirement and our advisors will continue to work tirelessly with you to ensure you are always in the “driving seat” when it comes to your money. The annual review will entail a complete analysis of your current situation, the performance and returns of your investments, and any changes to your circumstances. Your advisor will also recommend any changes that may need to be made to your portfolio, they will consider reinvestment opportunities, and also update you of any changes that have occurred in markets, the industry and even regulation and legislation.
Whatever the goal – tax efficiency, maximising returns, or wealth preservation, Carrick specialises in all aspects of retirement planning and can advise you on the best course of action.
Speak to us today and let’s lay the foundations for a solid relationship.